1. You need to have a written plan, a budget. No one accidentally wins.
2. You've got to get out of debt. Your most powerful wealth-building tool is your income and when you spend your whole freaking life giving your money to banks who fill up the skyline and have furniture nicer than yours, that makes you stupid.
3. Live on less than you make. You need to decide that my life is not good enough the way it is, and so I am going to control the controllables. I am going to change some things.
4. And then you're going to save some money. You know how rich people get rich? They save money.
5. If you'll get out of debt and you'll invest and you live on less than you make and you have a plan, then you can do the last one.
It's the most fun you'll ever have with money. You can be outrageously generous.
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