Wednesday, September 25, 2024

7 Cara Untuk Menambah Pendapatan Sampingan

Ada 7 cara yang boleh anda cuba untuk menambah pendapatan sampingan di Malaysia:


  • Freelance atau Kerja Sambilan: Anda boleh menawarkan kemahiran anda di platform seperti Fiverr, Upwork, atau Freelancer. Contohnya, jika anda pandai menulis, reka bentuk grafik, atau terjemahan, anda boleh mendapatkan kerja sambilan secara dalam talian1.
  • Pemandu e-Hailing: Menjadi pemandu untuk servis seperti Grab boleh memberikan pendapatan tambahan. Anda boleh bekerja mengikut masa lapang anda1.
  • Penghantaran Barang: Menggunakan kereta sendiri untuk menghantar barang melalui syarikat seperti Lalamove atau J&T juga boleh menjadi pilihan yang baik, terutamanya jika anda lebih suka kerja yang tidak memerlukan interaksi langsung dengan pelanggan1.
  • Perniagaan Sampingan: Memulakan perniagaan kecil-kecilan seperti menjual makanan, pakaian, atau produk buatan tangan boleh memberikan pendapatan tambahan. Anda boleh memanfaatkan platform e-dagang seperti Shopee atau Lazada untuk menjual produk anda1.
  • Program Afiliasi: Jika anda aktif di media sosial atau mempunyai blog, anda boleh menyertai program afiliasi di mana anda mempromosikan produk dan mendapat komisen daripada setiap jualan yang dibuat melalui pautan anda2.
  • Kursus Dalam Talian: Jika anda mempunyai kemahiran atau pengetahuan dalam bidang tertentu, anda boleh menawarkan kursus dalam talian. Platform seperti Udemy atau Teachable membolehkan anda membuat dan menjual kursus anda sendiri2.
  • Menjadi Penulis Blog atau YouTuber: Jika anda suka menulis atau membuat video, anda boleh memulakan blog atau saluran YouTube. Dengan kandungan yang menarik dan konsisten, anda boleh menjana pendapatan melalui iklan dan tajaan2.

Diharap cadangan-cadangan ini dapat membantu anda menambah pendapatan dan menguruskan kewangan dengan lebih baik. Jika anda ada soalan lanjut atau perlukan bantuan lain, jangan segan untuk bertanya! ๐Ÿ˜Š

Monday, September 23, 2024

If you do these five things, you will win with money.

Great advice from @Dave Ramsey! If you do these five things, you will win with money 100% of the time.

Number one, you need to have a written plan, a budget. No one accidentally wins.

Second thing is, you've got to get out of debt. Your most powerful wealth-building tool is your income. And when you spend your whole freaking life giving your money to banks who fill up the skyline and have furniture nicer than yours, that makes you stupid.


Number three, live on less than you make. You need to decide that my life is not good enough the way it is, and so I am going to control the controllables. I am going to change some things.

And then you're going to save some money. You know how rich people get rich? They save money. And if you'll get out of debt and you'll invest and you live on less than you make and you have a plan, then you can do the last one. It's the most fun you'll ever have with money. You can be outrageously generous.

#moneytips #mo #wealth #finance #billionaire #podcast #money #inspiring #foryou #fypใ‚ท | Dennis Kleijn 

Thursday, August 8, 2024

Khaby Lame billionaire by 2029

Khaby Lame will be a billionaire by 2029.

Not because he's the most followed person on TikTok with 162 Million followers.
Because he cracked the code of Gen Z attention (it's so simple, you'll laugh):

In March 2020, Khaby was just another factory worker in Italy laid off due to the pandemic.
His TikTok career started with gaming & dancing vids.
Fast forward to today? He's a global sensation.

But the craziest bit:

How did he do it without saying a single word?
It all started with a simple video mocking overly complicated life hacks.

No fancy equipment. No scripted jokes. Just Khaby, his phone, and his signature deadpan expression.

Little did he know, this would be the start of something huge.
Within months, Khaby's followers skyrocketed.

April 2021: 10 million followers.
July: 50 million.

And today? A staggering 162 million.
But his meteoric rise wasn't luck.

Intentionally or not, he's mastered 5 key elements of Gen Z attention:

1. Simplicity

In a world of complex content, Khaby's videos are refreshingly simple.
His format is reliable:
He takes convoluted "life hacks" and shows the obvious, easier solution -  without saying a word.
The universal language of gesture taps into a core Gen Z value:

Efficient content.

In an attention economy, Khaby delivers maximum humor in minimum time.
Khaby doesn't waste a moment - every second of his videos has a purpose.
It's the perfect dopamine injection for Gen-Z attention spans.
But that alone isn't enough.

2. Authenticity

Khaby's just a normal guy reacting to the absurdities of the internet.
He never tries to be someone he's not — just genuine reactions that resonate with millions.

This authenticity builds trust. But there's a twist:

Unlike many influencers who claim authenticity, Khaby's is unquestionable.
His rise from a factory worker to global star is well-documented.
This rags-to-riches story adds depth to his content, making him relatable to a vast audience.

There's a reason this is so important:
Countless Gen Z surveys will tell you relatable influencers always come out on top.

And Khaby? He:

* Still records in the same social housing complex
* Doesn't do any fancy editing
* Wears casual clothes

You can't be someone else forever. Authenticity always wins.

3. Consistency

Khaby used to post multiple times daily — sometimes up to 3-4 videos.
This frequency keeps him on top of TikTok's algorithm, ensuring constant visibility.
But it's not just quantity. His quality remains consistently high.

How does he maintain this pace?
By reacting to existing videos, Khaby has an endless supply of material.
It's genius. To anyone creating content:
How could you scale your work so it's easy to replicate, but still equally entertaining?
While his formula seems simple, Khaby's tapping into something bigger:

4. Cultural Commentary

Beneath the humor, Khaby's content is a subtle critique of internet culture.
He pokes fun at the often ridiculous "life hacks" that proliferate online.
It resonates with Gen Z's skepticism towards online trends — but there's an even deeper layer:
Khaby's success challenges the notion that you need to speak English to go viral.

His wordless videos have become a form of universal communication.
In a divided world, Khaby's content unites people through shared laughter.
But even universal appeal needs the right platform.

5. Cross-platform strategy

While TikTok is his main platform, Khaby doesn't put all his eggs in one basket.
He has:

* 80M Instagram followers
* 10M YouTube subscribers

But he understood that TikTok views don't pay the bills.

6. Monetization

Khaby's diversified his income:

* Brand deals with Xbox, Netflix, and Amazon
* Cryptocurrency partnerships
* NFT collections

Once you have eyeballs on your content, start turning followers into customers.

A final takeaway:
Never dismiss "influencers" as talentless/lucky.
The best ones (like Khaby) are master psychologists & marketers.

His success teaches us:
Your ideas don't need to be revolutionary to go viral. They just have to be yours. 

Wednesday, July 24, 2024

5 affordable AI tools that can help you create content

Creating engaging content doesn't have to be expensive!

Here are 5 affordable AI tools that can help you create content๐Ÿ‘‡

1. www.Syllaby.io - provides users with AI-generated outlines and scripts for various types of content, making it easier to create engaging videos for social media.5 AI Tools In 1!

Key Features:
Syllaby.io helps write video scripts & social media content with AI.
Brainstorm new content ideas & write various content types
Plan content with social media calendar & optimize for SEO
Create videos with AI avatars, or faceless videos
Pricing starts at $25/month for the Basic plan.
Try it here: https://syllaby.io/

2. Designs.ai - is a suite of AI-powered design tools that help create logos, videos, banners, and more.

Key Features:
AI logo maker and video creator.
Design templates for social media, ads, and presentations.
Text-to-speech and color matcher tools.
Pricing starts at $29/month for the Basic plan.
Try it here: https://designs.ai/

3. Murf AI: Voiceover magic.
Use for: YouTube, presentations, marketing videos, making content accessible.

Key features: Realistic AI voices (many languages!), fine-tune delivery, add music, collaborate with others, easy text-to-speech. (Plus, clone voices with higher tiers!)
Try it here: https://murf.ai/

4. Rytr - AI writing assistant that helps create high-quality content quickly.

Key Features:
Generates content for blogs, emails, social media, and more.
Customizable tone and style.
Supports multiple languages.
Saver plan starts at $9/month.
Try it here: https://rytr.me/

5. Simplified - is an AI-powered content creation tool that helps generate and design content for social media, blogs, and more.

Key Features:
AI content generation for text and visuals.
Social media scheduler and planner.
Collaboration tools for team projects.
Pricing starts at $18/month.
Try it here: https://simplified.com/


AA 




Monday, July 22, 2024

Zus Coffee vs Starbucks Coffee

Secara purata, 1 kedai Zus Coffee jana sales sebanyak 35k sebulan, manakala Starbucks pula 206k sebulan. 

Ya, ini hanya untuk sales bagi 1 outlet saja.

Walaupun jumlah outlet ZUS Coffee lebih banyak berbanding Starbucks di Malaysia ini (478 vs 408), namun Starbucks mampu menjana revenue sebanyak RM1,009 JUTA! Berbanding ZUS Coffe sebanyak RM204 juta.

Ini data sehingga Jun 2023.

Kalian boleh lihat data ini seperti dalam gambar di bawah.

Jadi, kenapa Starbucks boleh kaut keuntungan yang sangat besar, walaupun ZUS Coffee lebih banyak cawangannya di Malaysia?

1. JENAMA

Starbucks mempunyai pengiktirafan jenama yang kuat dan warisan yang panjang dalam industri kopi, memberikan mereka kelebihan dalam menarik pelanggan yang setia, terutamanya pelancong luar negara.
.

2. LOKASI

Lokasi Starbucks yang strategik di kawasan tumpuan ramai seperti pusat beli-belah dan pusat perniagaan turut menyumbang kepada jualan yang tinggi.
.

3. MARGIN

Starbucks dikenali dengan harga jualan yang tinggi, yang menyumbang kepada margin keuntungan yang lebih besar. 

Dari data yang diberikan:

- Starbucks: Revenue RM1,009 juta dengan Profit/Loss RM118.7 juta
- ZUS Coffee: Revenue RM204 juta dengan Profit/Loss RM10.17 juta

Jika kita lihat margin keuntungan (Profit/Revenue):
- Margin Starbucks = RM118.7 juta / RM1,009 juta ≈ 11.8%
- Margin ZUS Coffee = RM10.17 juta / RM204 juta ≈ 5.0%

Data menunjukkan margin keuntungan Starbucks adalah sekitar 11.8% berbanding ZUS Coffee yang hanya 5.0%. Ini bermakna, walaupun ZUS mempunyai lebih banyak outlet, margin keuntungan mereka lebih kecil disebabkan oleh harga jualan yang lebih rendah atau kos operasi yang lebih tinggi per outlet.
.

4. ECONOMIES OF SCALE

Disebabkan saiz dan skala operasi mereka yang besar, Starbucks dapat menjimatkan kos melalui pembelian bahan mentah dalam kuantiti yang besar, yang mengurangkan kos per unit.
.

5. EFFICIENT SUPPLY CHAIN MANAGEMENT 
 
Starbucks mempunyai sistem pengurusan rantaian bekalan yang sangat efisien. Ini membantu mengurangkan kos dan meningkatkan margin keuntungan.
.

6. PRODUK NILAI TINGGI

Starbucks bukan sahaja menjual kopi, tetapi juga pelbagai jenis minuman khas, makanan ringan, dan merchandise yang mempunyai margin yang tinggi. 

Produk seperti Frappuccino, minuman bermusim, dan biji kopi premium memberi sumbangan besar kepada margin mereka.
.

7. STRATEGI PEMASARAN

Starbucks melabur banyak dalam pemasaran dan penjenamaan yang membolehkan mereka mengekalkan harga premium. Strategi pemasaran mereka yang berkesan memastikan pelanggan terus memilih Starbucks walaupun harga lebih tinggi.

Ini apa yang mommy nampak. Kalian ada juga point tambahan? Mohon share bersama ya.

Oh, doakan juga agar MommyHana bukan sekadar dapat membuka lebih banyak outlet di seluruh Malaysia, bahkan mampu menjana keuntungan juga ya. Amin ๐Ÿคฒ
Hana Shahadan a.k.a MommyHana

Sunday, July 21, 2024

Tokoh Usahawan Islam

Dulu masa mula² saya meniaga saya bangga cara business yang di bawakan oleh Tony ni.. saya beli semua buku beliau termasuklah mentor beliau Sir Richard Branson.

Tapi lama² saya rasakan cara dia meniaga bukan cara yang betul, dan tidak patuh shariah untuk kita sebagai Usahawan Muslim.

Air Asia pernah di saman 200k Do.llar pada tahun 2012 oleh Makamah Persekutuan di Melbourne Australia isu harga yang diiklankan tidak “telus” dan mengelirukan pembeli.

Kes di Malaysia pula seperti kita sedia maklum flight lewat, tiada refund, diganti pula dengan mata point sebagai helah untuk mereka berlepas diri.

Untuk kita peniaga muslim ianya tidak patuh Shariah dan tidak sesuai kita berniaga cara sebegini.

Dia bukanlah idola yang betul untuk kita follow sebagai Seorang Usahawan Muslim. (Pendapat Saya secara peribadi) 

Sekarang saya sedang mendalami corak business dan cara pemikiran 3 tokoh ini :

✅ Raja Burger Malaysia Dato Ramlee, bagaimana dengan Sale 1 Billion setahun tapi tidak berminat ke IPO.

✅ Saya juga sedang mendalami corak franchising yang dibawakan oleh Tuan Haji Ali Hasan untuk jenama Al-Ikhsan. 

✅ Dan sebagai End-Game atau Exit Plan Business, Saya sedang mendalami cara Dato Khay Ibrahim menguruskan syarikat.

Seorang Tokoh besar dalam dunia Pembinaan dan Hartanah. Pemilik Hotel Tamu & Suites setinggi 42 tingkat di Kg Baru KL.

3 Tokoh Muslim inilah yang perlu kita jadikan sebagai Contoh Usahawan yang betul. Yang perlu sentiasa kita angkat dan kongsikan kisah kejayaan mereka.

Tuesday, July 16, 2024

Three stories to boot

1. Nokia refused Android
2. yahoo rejected google
3. Kodak refused digital cameras

Lessons:
1. Take chances
2. Embrace the Change
3. If you refuse to change with time, you'll become outdated

Two more stories:
1. Facebook takes over whatsapp and instagram
2. Grab takes over Uber in Southeast Asia
Lessons:
1. Become so powerful that your competitors become your allies
2. Reach the top and eliminate the competition.
3. Keep on innovating

Two more stories:
1. Colonel Sanders founded KFC at 65
2. Jack Ma, who couldn't get a job at KFC, founded Alibaba and retired at the age of 55.

Lessons:
1. Age is merely a number
2. Only those who keep trying will succeed

Last but not least:
Lamborghini was founded as a result of revenge from a tractor manufacturer who was insulted by Ferrari founder Enzo Ferrari.

Lessons:
Never underestimate anyone, Ever!
✔️ Just keep working hard
✔️ Invest your time wisely
✔️ Don't be afraid to fail