Saturday, October 26, 2024

Skyrocket your business with ai prompt

1/ Deep Dive into a Topic:

Prompt:

"Act as an expert on [subject], explain the most important concepts, and provide real-world examples to illustrate each. Then, give me a step-by-step guide to master this topic in the next 30 days."

2/ Personalized Learning Plan:

Prompt:

"Help me design a personalized learning plan for mastering [subject]. Break it down into daily learning tasks, recommended resources, and practical exercises I can do to build my skills."

3/ Critical Thinking Challenge:

Prompt:

"Challenge me with a series of thought-provoking questions on [subject]. After each question, provide feedback on my answer and suggest how I can improve my critical thinking on this topic."

4/ Socratic Dialogue:

Prompt:

"Guide me through a Socratic dialogue on [concept]. Ask questions that will help me uncover the deeper layers of this idea and refine my understanding step-by-step."


Monday, October 21, 2024

WISDOM FROM RICH DAD

WISDOM FROM RICH DAD.
From the book Rich DAD Poor DAD, by Robert Kiyosaki

1. Don’t work for money:

Rich don’t work for money. If you work for money, your mind will start thinking like an employee. If you start thinking differently like a rich man, you will see things differently. Rich works on their asset column, every dollar in their asset column is their hard-working employee.

2. Don’t be controlled by emotions:

Some people’s lives are always controlled by the two emotions of fear and greed. Fear keeps people in this trap of working hard, earning money, working hard, earning money, and hoping that it will reduce their fear. Secondly, most of us have the greed to get rich quickly. Yes, many people become rich overnight, but they have no financial education. So educate yourself and don’t be greedy or fearful.

3. Acquire assets:

Don’t buy liabilities on your way to financial freedom. People buy liabilities and think these are assets, but they are not. Many people buy luxuries first, like big cars, heavy bikes, or big houses to live in. But the rich buy assets and their assets buy luxuries. The rich buy houses and rent them, and they pay them for their Lamborghinis. The poor or middle class buy luxuries first, and the rich buy luxuries last.

4. Remember the KISS principle:

KISS stands for keeping it simple, and stupid. Don’t be too overloaded your mind when you are going to start your way to financial freedom. Things are simple and keep them simple. The simple thing to remember is assets put money in pocket and liabilities take money out of pocket. Always buy assets so they put money into your pocket.

5. Know the difference between assets and liabilities:

Assets are anything that puts money in your pocket, like stocks, bonds, real estate, mutual funds, rental properties, etc. Liabilities are anything that pulls money out of your pocket, like your house, your car, debt, etc. People think their home is their biggest asset, but it is not. A house is an asset when it generates money like when you rent a house, it generates money, and when your life in that house becomes a liability.

6. Don’t be a financial illiterate:

A person can be highly educated and become successful in their profession, but financially illiterate. Financial education is very important for any individual. Our schools and colleges did not teach us financial education. Many financial problems arise as a result of a lack of financial education. Start learning financial education and I suggest you read the book "Rich Dad, Poor Dad".

7. Increase your Wealth:

Wealth is defined as a person's ability to survive for a certain number of days in the future, or how long they could survive if they stopped working today. Consider your wealth and whether you would survive if you stopped working today for a year.

8. Mind your own business:

If you have a job, keep your job and start a part-time business and work it. Use the time that you spend on your iPhone, parties, or any other activity, to build your business. Never leave your job until you build your own business. Don’t struggle all of your life for someone else. Start your own business and grow your business.

9. Train your mind:

Your biggest asset is your mind. Many individuals watch opportunities with their eyes, but if you train your mind, you can see opportunities with your mind. If you train your mind well, it can create enormous wealth.

10. Learn technical skills:

Your financial IQ will be raised by learning these four technical skills:

Accounting is defined as the ability to read numbers. If you want to build an empire, then this is an essential skill. By learning this skill, you will be able to understand the strength and weaknesses of a business.

Investing: It is the science of making money.
Understanding markets: It is the science of supply and demand.

The Law: A person who has knowledge of the law of tax advantages and corporations can get rich faster than others.

11. Find opportunities that everyone else missed:

"Great opportunities are not seen with your eyes. They are seen with your mind. "

You can see many more opportunities with your mind than many people miss with their eyes. It is not rocket science, you just need to train your mind.

12. Learn to manage risk:

Investment is not risky, not knowing the investment is risky. If you want to reduce the risk, then increase your knowledge. This knowledge will not come by going to college, it will come by reading books or sitting with people who know the investment.

13. Learn management:

The main management skills are:

Management of cash flow
Management of system
Management of people
Sales and marketing are the most essential skills. The ability to sell and the ability to communicate with another human being, be it a customer, employee, fiancรฉ, friend, or child, is a basic skill of personal success.

14. Manage fear:

“Failure inspires winners. Failure defeats losers.”

Everyone has a fear of losing money.


Apa Nak Buat dengan Duit Pencen

“ Tahun depan, saya nak pencen, umur 55, return pelaburan kat Public Mutual dalam 200k, 
Kalau ambil pulangan tu saja untuk angkat kereta EV ni ok tak?”

Tanya client saya yang kami jumpa minggu lepas, 
Kebetulan dia ada meeting kat HQ dia, so kami minum kat klcc 

Kat ruangan legar ada kereta China brand Xiaomi buat display , price tag tak silap saya dalam 180k.  

Btw, client saya ni start invest guna akaun 1 ep£, lebih 10 tahun dia melabur, setiap 3 bulan, never miss , regardless time market menaik, menurun.. 

Saya remind dia balik, duit pencen ni memang sedap
Dapat sedebuk, campur campur semua lebih sejuta

Nak beli kereta cash pon mampu
Tapi, saya cakap kat dia balik, kalau tak ada kepeluan tak perlu la nak beli kereta.

Hutang rumah dia tak abis lagi. 
Settla la hutang hutang yang sedia ada. 

Dan duit pencen ni, elak lah buat kenduri anak kawen besar besaran
Ni antara factor utama cepat abis. 

Selain tu, ramai yang berhabis duit buat renovation rumah, 
Yang peliknya kalau anak dah besar, buat apa nak besarkan rumah lagi.

Buat business pun sama, ramai yang tak ada pengalaman selok belok berbusiness tapi gunakan duit ni untuk buka restoran, skim francaise, etc. 
Kalau lingkup abis duit tu nanti

Dan paling penting, jauhi skim cepat kaya
Ni ramai yang tergoda. 

Duit pencen ni, sebahagian besar masuk la kat low risk investment, enjoy je the return

Btw, yang muda muda lambat lagi pencen, nak melabur akaun 1, boleh whatapps saya, link kat komen..

Saturday, October 19, 2024

Kisah Bisnes D'Apple SOS

Sepanjang hampir 20 tahun dalam dunia bisnes membina brand D'Apple ni, kami suami isteri pernah :

1- Isteri terus masuk dapur (memasak) pada hari ketiga bersalin sebab terpaksa bukak kedai (tak ada duit dan terbelenggu hutang)

2- Hutang kiri kanan ditekan siang dan malam (depresi) sampai tak cukup tidur (berbulan-bulan lamanya hidup dalam tekanan sampai jadi kurus cekeding). Isteri tolong jawab telefon ketika dah tak mampu jawab panggilan hutang

3- Pernah tak tidur sampai 4 hari sebab kena hantar stok niaga ke beberapa negeri. Terpaksa hantar sebab sangat perlukan duit jualan untuk bayar belanja dan pembekal. Waktu itu stok tu je yang kami ada untuk tukar jadi duit. Isteri bergilir memandu jika dah mengantuk sangat

4- Semua pekerja berhenti sekaligus di waktu kami dilanda masalah. Tinggal kami suami isteri terkontang kanting tak dapat buka kedai. 

5- Terpaksa berniaga dengan anak masih merah (belum luruh tali pusat) dibawa ke restoran. Buaian letak kat tepi dapur..

6- Tinggal dalam rumah sewa (sebenarnya stor) yang tersangat kecil berhimpit-himpit 6 beranak selama 6 tahun. Isteri tak mengeluh langsung

7. Pernah berlaku dengan komitmen tetap RM30,000 sebulan, duit dalam poket tinggal tak sampai RM100.00. Isteri OK jer..

8- Selama 6 bulan tak pernah beli pakaian baru. Pernah 2 / 3 tahun satu keluarga beraya dengan baju sama. Masih senyum sokmo ๐Ÿ˜Š

9- Kereta sampai 5 bulan tak bayar ansuran (kereta kenari), dihambat bank untuk tarik. Itu adalah satu-satunya kereta yang kami ada pada waktu itu untuk berniaga. 

10. Makanan tak ada kat rumah nak makan, kami sekeluarga terpaksa ke rumah mertua untuk alas perut. Tapi mereka tak tahu yang kami kehabisan duit untuk beli makanan pada waktu tu. ๐Ÿ˜ฐ

11. Isteri tak pernah mintak langsung barang kemas sepanjang hidup bersama

Dan banyak lagi..

Bukan nak jaja cerita sedih. Tapi sekadar nak bagitahu berniaga ni bukan senang. Tapi jika ada isteri yang memahami, menyokong  dan sama-sama membantu, tiada apa yang tak dapat kita harungi bersama. InshaAllah..

Sekarang pelbagai produk sos D'Apple sudah berada di seluruh Malaysia dan D'Apple Fried Chicken (DFC) akan membuka 100 cawangan di seluruh semenanjung Malaysia sedikit masa lagi. 

Tanpa dia, aku takkan berjaya disini harini..

Terima Kasih Allah..
Ditulis oleh Abdul Hakim Awang dan ini isteri beliau Nuraine Mohamed Zin

The biggest mistake of salespeople make with customers

The biggest mistake salespeople make is they tell the customer all about how the product works, all the facts, instead of sharing with them how they'll feel when they have it. 

When I first started my training company 20-25 years ago, I was invited to work with a big hotel company called Fiesta Americana in Cancun. It was really nice and I worked two, three weeks straight without a day off.

So at the end of this big work, I decided I'm going to treat myself to a massage. There's a new spa up there. So I walk up the stairs and there's a very conservative looking woman behind the counter and she's got her hair up really tight in a bun and I said, can you tell me a little bit about your massages? She says, yes, they're $65.

You must book them 48 hours in advance. There's five pages of paperwork that you must fill out in order to get a massage. We do not take MasterCard or Visa.
Cash only and you must book it way in advance. Go ahead and fill out the paperwork. Would you like to book your massage? No, I would not.

Too many features. I'm out of here. This sounds awful.

So I start walking down the streets of Cancun back when it was safer and there's just like a little alleyway and I look up and I see this place and it says, little teeny place, it says Garden of Eden massages. Maybe I'll go in there. So I walk in and I can smell like this lavender oil and I can hear water feature and there's this really cute like Eastern European gal behind the counter.

I said, can you tell me about your massages? She says, tonight we have Eduardo. Really? She says, Eduardo, he has the magic hands. He take the oil and rub it all over your body and make you tingle.

Really? She says, have you had Eduardo? No. She says, I don't believe. Eduardo, he usually book up two weeks in advance, has an opening in 10 minutes.

You want it? Yes. So I had Eduardo. He traveled with me for the next, no, I'm just kidding.
Here's the point. The first woman told me how it worked. The second woman told me how I'd feel when I had it.

As a seller, are you telling your customers all the facts of your product or are you sharing with them the outcome of how they'll feel when they have it?

Thursday, October 17, 2024

Gen-Z struggling with money and could use some guidance?

Are you a Gen-Z struggling with money, or do you have a Gen-Z kid who could use some guidance? 

Here are 3 money tips you can start using today: 

1. Keep learning: Whether it’s improving your current skills or picking up a new on

Gen Z is the first generation in America that has absolutely no purpose or meaning in life. This is why they have terms like doomers. You know, this is why you ask them, 

Hey, go buy a house, get married, have kids.
And they say, what's the point? Inflation is gonna make it impossible to retire. My education was super overpriced. So these are the three things I would immediately do for all the Gen Z-ers out there.

One, you have to increase your skills because school is not enough.  And this is coming from me, a former public school teacher. These are the skills that I would focus on for the next five years.

And these are all of the places that you can learn them from, most of them which are free. 

Two, you have to increase your financial literacy because schools didn't teach you. I'm sorry.

I would start by reading this book, 
followed by this book,  

and ended by reading this book 

because who you become is dependent on your habits. Three, you have to learn how to budget. This is the sheet that I use, and if you want it, you can tag your friend, and I'll send it to both of you right now.

Saturday, October 12, 2024

Piece of Advise from billionaire

When a 60-year-old billionaire was asked how he got rich. He said, 

Rule number one, if you don't come from a rich family, a rich family must come from you. 

Rule number two, forget about girls and focus on one woman. She will help you conquer everything.

Rule number three, you will never be criticized by someone who is doing more than you. You will only be criticized by someone who is doing less than you.

Rule number four, a winner is just a loser who tried one more time.

Rule number five, people get really upset when you don't allow them to use you. 

Rule number six, never post your achievements. Post silly things and jokes so they think you have no future.
People hate progress. 

Rule number seven, when you become lazy, it's disrespectful to those who believe in you. Rule number eight, six months of hard work, consistency, focus, and discipline can change your life forever